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Privacy policy



Responsible body within the meaning of data protection laws, in particular the EU General Data Protection Regulation (GDPR), is:

P/Card International AG
Lerchenfeldstrasse 9
CH-9500 Wil (SG)
Switzerland

Email: memorypoint@kiteam.ch
Website: https://www.memorypoint.ch/

Based on Article 13 of the Swiss Federal Constitution and the Swiss Federal Law on Data Protection (DSG), everyone is entitled to the protection of their privacy and to protection against the misuse of their personal data. We comply with these provisions. Personal data will be treated as strictly confidential and will neither be sold nor passed on to third parties.

In close cooperation with our hosting providers, we are doing our best keep the databases protected against unauthorized access, loss, misuse or falsification.

When accessing our websites, the following data is stored in log files: IP address, date, time, browser request and general information transmitted to the operating system or browsers. This data usage forms the basis for statistical, anonymous evaluations so that trends can be identified, which we can use to improve our offerings accordingly.

SSL/TLS encryption
This website uses SSL/TLS encryption for security reasons and to protect the transmission of confidential content, such as requests you send to us, the site operator. You can recognize an encrypted connection by the fact that the address bar of your browser changes from 'http://' to 'https://' and by the padlock symbol in your browser bar.

When SSL or TLS encryption is enabled, the data that you transmit to us cannot be read by third parties.

Cookies
This website uses cookies. Cookies are small text files that are permanently or temporarily stored on your computer when you visit a website. The purpose of cookies is in particular to analyze the use of a website for statistical evaluation and continuous improvement. You can deactivate cookies completely or partially at any time in the settings of your browser. If cookies are disabled, you may not be able to use all the features of this website.

Privacy policy for the contact form
If you send us an inquiry via the contact form, the information you provide in the form, including the contact data you provide, will be stored for the purpose of processing your inquiry and for any follow-up inquiries. We will not pass on this data without your consent.

Privacy Policy for the use of Google Analytics
This website uses Google Analytics, a web analytics service provided by Google Inc. ("Google"). Google Analytics uses so-called Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website is transmitted to and stored by Google on servers in the United States. However, if you activate IP anonymization on this website, your IP will be shortened by Google within the European Union or in other countries that are part to the European Economic Area Agreement.

In exceptional cases, the full IP address will be transmitted to a Google server in the USA and shortened there. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate the IP address transmitted by your browser with any other data held by Google.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

External payment service providers
This website uses third party payment providers whose platforms allow to make payment transactions. For example, Stripe ( https://stripe.com/ch/privacy ).

In the context of the fulfillment of contracts, we use the payment service providers on the basis of the Swiss Data Protection Ordinance as well as, if necessary, Art. 6 Abs. 1 lit. b. EU-DSGVO. Otherwise, we use external payment service providers on the basis of our legitimate interests pursuant to the Swiss Data Protection Ordinance and, if necessary, pursuant to Art. Art. 6 Abs. 1 lit. f. EU-DSGVO in order to offer our Users an effective and secure payment option.

The data processed by the payment service providers include inventory data, such as name and address, bank data, such as account numbers or card numbers, passwords, TANs and verification sums as well as contract, amount and recipient related data. The information is necessary to carry out the transactions. However, the data entered will only be processed and stored by the payment providers. We as the operator do not receive any information about (bank) accounts or credit cards, but only information about the acceptance or rejection of the payment. Under certain circumstances, the data will be transmitted by the payment providers to credit reference agencies. The purpose of this transfer is to verify identity and creditworthiness. We refer you to the general terms and conditions and privacy policy of the payment service providers.

Payment transactions are subject to the terms and conditions and privacy policy of the respective payment service provider, which can be accessed within the respective website or transaction applications. We also refer you to them for further information and to assert your rights of revocation, information and other rights as a data subject.

Web fonts, use of Adobe Typekit
We use Adobe Typekit for the visual design of our website. Typekit is a service provided by Adobe Systems Software Ireland Ltd. that gives us access to a library of fonts. In order to integrate these fonts, your browser must establish a connection to a server of Adobe in the USA and download the font required. Adobe receives information that our website has been accessed from your IP address. Further information on Adobe Typekit can be found in Adobe's privacy policy, which you can access here: www.adobe.com/ch_de/privacy/policies/typekit.html

Changes
We may change this Privacy Policy at any time without prior notice. The current version published on our website applies. If the Privacy Policy is part of an agreement with you, we will notify you of the change by e-mail or other appropriate means in the event of an update.

Questions for the data protection officer
If you have any questions about our privacy practices, please send us an email or contact the Privacy Officer listed at the top of this statement.

Wil (SG), 22.06.2023